PRIVACY NOTICE
Last updated January 2025
•Version v1.0
Thank you for choosing to be part of our community at Lucky Growth Partners Ltd (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at [email protected].
This privacy notice describes how we might use your information if you visit our website at https://propertypaddie.com or engage with us in other related ways.
We plan to show you credit offers from carefully selected providers, including iwoca. These providers will share your information with credit reference agencies to run soft credit and identity checks. This will not affect your credit score. They will also share it with fraud prevention agencies. For more information please see iwoca's privacy policy.
In Short
The purpose of this privacy notice is to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.
1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
In Short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website or otherwise when you contact us.
The personal information we collect may include:
- Names
- Phone numbers
- Email addresses
- Company name
- Company financial information
Document Uploads
If you proceed to upload documents for your application, we may collect:
- Financial Documents (e.g., Bank Statements, Tax Returns, Filed Accounts)
- Identity Documents (e.g., Passport, Driving License)
- Proof of Address Documents (e.g., Utility Bills)
These documents are collected solely for the purpose of assessing eligibility for financial products and complying with "Know Your Customer" (KYC) and Anti-Money Laundering (AML) regulations.
Information automatically collected
In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Website.
This information includes Log and Usage Data (service-related, diagnostic usage, and performance information) and Location Data (precise or imprecise location based on IP or device settings).
2. HOW DO WE USE YOUR INFORMATION?
In Short: We process your information for purposes based on legitimate business interests, the fulfilment of our contract with you, compliance with our legal obligations, and/or your consent.
- To facilitate your applicationWe use the documents and financial information provided to verify your identity and assess your business's eligibility for funding. This includes sharing necessary data with our lending partners (such as iwoca) to generate loan offers.
- To send you marketing and promotional communicationsWe and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences.
- Deliver targeted advertising to youWe may use your information to develop and display personalised content and advertising tailored to your interests and/or location.
- For other business purposesSuch as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Website.
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfil business obligations.
We may process or share your data based on:
- Consent: For a specific purpose.
- Legitimate Interests: Reasonably necessary for business.
- Performance of a Contract: To fulfil our terms.
- Legal Obligations: Compliance with laws.
- Vital Interests: Protecting safety and preventing fraud.
Specific Parties
- Business Transfers: Mergers, sales, or acquisitions.
- Vendors & Service Providers: Payment processing, data analysis, email delivery, hosting, customer service.
- Affiliates: Parent companies or subsidiaries (bound by this policy).
- Business Partners: To offer certain products (All financial partners are FCA approved).
6. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to fulfil the purposes outlined in this privacy notice unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice. No purpose will require us keeping your personal information for longer than twelve (12) months past the start of the idle period of the user’s account.
Document Retention
Uploaded documents are retained on our secure servers only for a short period (typically 7 days) to facilitate the transfer to our lending partners. Once successfully transferred or after this period expires, the files are permanently deleted from our temporary storage. Our lending partners (e.g., iwoca) will retain copies of these documents in accordance with their own retention policies and regulatory obligations.
7. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information through a system of organisational and technical security measures.
We have implemented appropriate technical and organisational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk.
8. DO WE COLLECT INFORMATION FROM MINORS?
In Short: We do not knowingly collect data from or market to children under 18 years of age.
9. WHAT ARE YOUR PRIVACY RIGHTS?
In Short: You may review, change, or terminate your account at any time.
If you are a resident in the EEA or UK, you have rights including access, rectification, erasure, and restriction of processing.
Account Information: Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases, retaining only what is legally required.
Cookies: You can set your browser to remove or reject cookies.
Marketing: You can unsubscribe from our marketing emails at any time.
Data Protection Authorities:
10. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems include a “Do-Not-Track” (“DNT”) feature. We do not currently respond to DNT browser signals as no uniform technology standard has been finalised.
11. CALIFORNIA PRIVACY RIGHTS
If you are a resident of California, you have specific rights regarding access to your personal information under California Civil Code Section 1798.83 (“Shine The Light” law).
12. DO WE MAKE UPDATES TO THIS NOTICE?
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
13. HOW CAN YOU CONTACT US?
If you have questions, please contact our Data Protection Officer, Kurtis Taylor:
Email: [email protected]
Post:
Lucky Growth Partners Ltd
Legal & Financial House, 137 York Road
Belfast, Northern Ireland, BT15 3GZ
14. REVIEW, UPDATE OR DELETE YOUR DATA
To request to review, update, or delete your personal information, please email us on [email protected].